360 Preventative Health Plan

+ Risk Mitigation Platform

"$0 Additional Net Costs to Groups or Their Employees"

THE 360° PREVENTATIVE HEALTH PLAN

An ACA/IRS compliant comprehensive "supplemental" benefits package

Serving Group Benefits Agency's 50+ groups.

We're committed to developing healthcare solutions that address the ongoing decline in America's workforce. From mental health to physical health, we empower employers to enhance the well-being of their employees.

Our mission is to support Group Benefits Agencies and their teams by offering a comprehensive, ACA/IRS compliant, incentivized, and turn-key 360 Preventative Health Plan.

360 PHP is a Section 125 Premium Only Plan (P.O.P.) that lowers FICA taxes and helps mitigate risks related to absenteeism, presenteeism, employee turnover, lack of productivity, and lower team morale.

Our primary objective is to boost both employer profitability and employee wellness, while driving additional revenue for our agencies.

We aim for peak performance and productivity within the workforce of every employer group we serve.

$0 additional net costs to groups or their employees.

Physical Health

The 360 PHP can significantly enhance your physical health by identifying potential issues early and providing timely interventions to keep you healthy and active.

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Virtual Health Benefits:

On-demand care for illness and injuries with board-certified doctors.

✅ On-demand 24/7 by phone or video, or schedule a time that works for you.

✅ E-Treatment is available for over 100 non-emergency conditions without having to talk to a doctor.

Conditions:

Allergies

Acid Reflux

Acute Bronchitis

Asthma

Back & Joint Pain

Birth Control

Bladder Infections

Cold & Flu

Cold Sores

Constipation

Cough

COVID-19 (can prescribe FDA-approved Paxlovid antiviral for adults 18+)

Croup

Diarrhea

Dizziness

Ear Pain

Eye Irritation

Fever

Foot Pain

Furuncles

Gas

Gastroesophageal Reflux Disease

Golfer's Elbow

Gout

Hay Fever

Headache

Heartburn

Hives

Insect Bites

Knee Pain

Lab Interpretation

Laryngitis

Mastitis

Medication Refills

Migraines

Mild Injuries

Nasal Congestion

Nausea

Neck Pain

Nosebleed

Osteoarthritis

Painful Urination

Pink Eye

Plantar Fasciitis

Rash

Respiratory Problems

Rolled Ankle

Runner's Knee

Scabies

Sinus Problems

Sore Throat

Sports Injuries

Sprains and Strains

Tennis Elbow

Thrush

Tonsilitis

Upset Stomach

UTI (Adults Females, 18+)

Vaginal Itching

Vaginitis (Non-STD)

Vomiting

Warts

Yeast Infections

And more

Mental Health

Having mental health benefit, like the 360 PHP, can significantly reduce stress by providing access to resources and support that help manage and alleviate emotional challenges effectively.

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Talk therapy and psychiatry from the privacy of home. Schedule a time that works for you.

✅ Licensed therapists

✅ Board-certified

Conditions:

Addictions

Aging & Caregiver Support

Anxiety

Bipolar

Depression

Grief & Loss

LGBTQ+

Support

Life Changes

Obsessive Compulsive Disorder (OCD)

Panic Disorders

Parenting Support

Phobias

Relationship Issues

Stress Management

Trauma & PTSD

And more

Productive Workforce

The 360 PHP creates a productive work environment, which fosters employee engagement, leading to higher job satisfaction and higher retention rates. In return, the business can thrive. Alleviate emotional challenges effectively.

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✅ Early Detection of Health Issues: Identifies potential health problems early, leading to timely interventions.

✅ Reduced Medical Costs: Prevents costly medical treatments by addressing issues before they become severe.

✅ Improved Overall Health: Encourages healthy behaviors and regular check-ups, promoting long-term wellness.

✅ Increased Productivity: Healthier employees tend to have higher energy levels and better focus at work.

✅ Enhanced Job Satisfaction: Access to comprehensive health benefits can boost morale and job satisfaction.

✅ Lower Absenteeism: Preventive care reduces the frequency and duration of illnesses, leading to fewer sick days.

✅ Stress Reduction: Regular health screenings and support reduce anxiety about potential health issues.

✅ Access to Health Resources: Provides information and tools for maintaining a healthy lifestyle.

✅ Improved Mental Health: Preventive plans often include mental health resources, supporting overall well-being.

✅ Employer Support: Demonstrates that the company values employee health, fostering a supportive work environment.

The Family Benefits

Providing care for others can be overwhelming. As we get older, caring for others can become your responsibility for loved ones. Not knowing where to start can be scary. But not when you have someone who can help.

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24/7 Virtual Healthcare:

✅ Convenient Access to Care: Receive medical and mental health support anytime, from anywhere.

✅ Reduced Wait Times: Immediate consultations without the need for appointments or waiting rooms.

✅ Family Coverage: Comprehensive care available for all family members, ensuring everyone’s health needs are met.

✅ Lower Healthcare Costs: Avoid expensive emergency room visits and copays for minor issues.

✅ Increased Accessibility: Access to specialists and healthcare providers who might not be available locally.

✅ Continuity of Care: Maintain ongoing communication with healthcare providers for consistent and personalized treatment.

✅ Privacy and Comfort: Consult with healthcare professionals from the privacy of your home. Flexible Scheduling: Access care outside of typical office hours, accommodating busy family schedules.

✅ Reduced Stress: Immediate access to mental health resources helps manage and alleviate stress and anxiety.

✅ Support for Chronic Conditions: Ongoing management and support for chronic health issues without frequent in-person visits.

✅ Health Monitoring: Regular check-ins and monitoring to ensure ongoing health and well-being.

✅ Educational Resources: Access to health education and wellness resources to support a healthy lifestyle.

COMPREHENSIVE BENEFITS. EASY TO ACCESS.

Industry-leading, health management system with science and technology specifically designed to prevent and manage chronic disease. We accomplish that by:

Identify and improve the existing conditions before they become symptomatic.

Manage pre-clinical/pre-symptomatic conditions before becoming clinical, symptomatic, full-blown disease.

Manage acute clinical/symptomatic medical conditions to a regression state and improved outcomes

Early intervention and proactive, guideline-driven care management

Employer Benefits

Employers that are incentivizing and providing resources for optimal mental and physical wellness in the workforce benefits everyone!

✅ Workers Comp Insurance Premium Discounts (up to 30%)

✅ Incentivized "Supplemental" Employee Benefits Package at

"$0 Additional Net Costs" paid via FICA Tax Savings

✅ Reduction in Costs Associated with Employee Turnovers, Absenteeism, Presenteeism, Lack in Productivity & Team Morale

✅ $500 Average Employer FICA Tax Savings Per Employee, Per Year

✅ Drives increased profitability for owners and shareholders

Employee Benefits

Employees will have access to the 360 Preventative Health Plan that incentivizes them to perform at peak levels...

One of the most appreciated benefits included in our 360 PHP is the Guaranteed Issue, Cash-Value, Fully Portable, up to $150,000 Universal Life Insurance Policy. Paid for via FICA Tax Savings!

Additional Benefits Included:

✅ Personal Health Dashboard

✅ Wholeistic Coaching

✅ Virtual Primary Care - No Co-Pay

✅ 24/7/365 Virtual Urgent Care - Unlimited Sessions - No Co-Pay

✅ Preventative Health Risk Assessments

✅ Virtual/In-Person Counseling Services - No Co-Pay

✅ Pharmacy Benefits - No Cost + Prescription Discounts

✅ $200 - $400 In Employee FICA Savings

✅ 4% - 6% Employee Raise (Employer Option)

The benefits are paid for through FICA tax savings, ensuring employees don’t need to cover any costs of these benefits out-of-pocket.

GET CONTRACTED AND PRESENT 360 PHP TO YOUR EMPLOYER GROUPS

IT'S TIME TO TRANSFORM YOUR GROUP'S WORKPLACE.

These outstanding benefits offer a powerful solution for attracting and retaining top talent. By keeping workers' compensation costs in check, reducing claims, minimizing time off, and fostering a happier, healthier workplace, employers can create an environment where both employees and the business thrive.